The Patient Protection and Affordable Care Act, passed in March 2010 sets out to make many changes to the American health care system over the next four years. Two major problems with today's current system will be addressed by this act: the rising costs of premiums and toher expenses and the denial of coverage based on preexisting conditions. Americans should also be aware of how they can keep their health care cost down at home and make access to health care more convenient through an online prescription and an online doctor. With more government oversight, online pharmacies, which had previously been under scrutiny for bypassing FDA regulations, are now under careful monitoring to ensure that online prescription medications are held to the same standards of quality as those bought in a local pharmacy.
Some of the most basic health care coverage has been out of many American's reach due to the economic recession. for those who do have it, premiums have been on the rise. For most Americans who are covered by an employer's plan, insurance premiums are deducted directly from their paychecks, and as a benefit and incentive, many employers pay a portion of these premiums. An online doctor can fill the gap for many of these Americans suffering job losses, especially for acute simple medical conditions.
To help business owners, the bill also extends a tax credit to small business owners whom would otherwise be unable to cover their employees under a health care plan. Since small business owners have been heavily affected by the recession, many of them have cut back on employee benefits or have even let employees go so that they could continue to afford their same health care packages. To lessen the burden of health care costs, this law will mostly be available to small business owners who pay for half or more of their employee' health plans.
A common problem that has plauged Americans health for years is the denial of insurance coverage based on preexisting conditions, such as asthma, diabetes, and high blood pressure. Some of these people can still obtain health insurance plans, but any treatment that is determined to be related to their "pre-existing" condition might not be covered by the insurance company. The Affordable Care Act will prevent insurance companies from doing this so that those who need quality medical care the most will be able to receive it without worrying about whether or not their insurance plan will cover it. This benefit can be increased with the lower costs of filling a prescription online.
Americans can further save money on health care costs by looking into an online doctor for acute simple medical conditions. Many Americans, especially those with limited resources (no insurance, no job) or those who live miles away from the nearest pharmacy, can get their prescription online and have medications sent directly to their door. Since the federal government has taken more initiative to improve the health care system, pateints can rest assured that these online pharmacies are monitored carefully by the FDA.
In response to the rising costs of health care in the U.S., the federal government has taken steps in harnessing these expenses that could have furthered the recession and lowered the quality of life for millions of Americans if left unchecked. Through affordable and easy access to health care, the overall quality of life for Americans is expected to rise throughout the years as this reform is gradually implemented through obtaining an online prescription, online doctor and the new laws for business owners and individuals.
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